# Finances

Finances provides an overview of the financial status of the player company.

Click money-icon at top of game-view, or press [f], or click on player name in Players, to open Finances.

Values (in Hajo Credits) are listed for present and previous calendar years.
This Year: current game calendar year.
Last Year: previous game calendar year.

Annual values can also be seen in a graph for the last ten years, or monthly values for the last year.
Click on value name-button to toggle details on the graph: The y-axis is quantity, the x-axis is time.
Click on graph index-tab to change scale of x-axis:
Years: shows annual values for last ten game calendar years.
Months: shows monthly values for last 12 game months

Values (click on name-button to view details on graph), include:

Proceeds - total income from the transport of passengers, goods, mail and from high power transmission.

Operation Costs - total cost incurred by all Convoys when in transit.
{Tips: The operation cost per kilometer for vehicles can be seen in a depot and from Convoy Information.}

Maintenance - total cost incurred maintaining the transportation network.
{Tips: The cost per month for maintaining the network (Maintenance (monthly) shown on the right of Finances) is deducted at the end of the game calendar month.}

Operational Profit - profit from transportation of goods, passengers and mail and high power transmission (Proceeds less Operation Costs and Maintenance).

New Vehicles - expenditure on and income received from the purchase and sale of vehicles.

Construction site - total cost incurred by construction of transport networks, landscaping, high power transmission lines, and using Destroy/Remove and other removal tools for ways (tracks, road, canals and airstrips).

Cash Flow - total income less total expenditure (costs).

Account Balance - the current cash available for construction or purchasing vehicles (also shown in the centre of bottom-bar under game-view.
{Tips: If human player is in the red (negative account balance) for three consecutive months, the player is bankrupt and the game is over}.

Assets - the value of all company vehicles at the end of the last calendar month.
{Tips: each month the value of operational vehicles depreciate slightly, current selling value for vehicles can be seen in Convoy Details or when vehicle is in a depot.}

Net Wealth - Account Balance plus Assets.

Margin - is the ratio of Operational Profit to Proceeds.

Travel?led - total number of goods, passengers and mail transported.

{Tips: Some costs, starting balance and finances in game can be changed in simuconf.tab}